IMT Software Services, a division of IMT Insurance, has been providing innovative software solutions to the Farm Mutual Insurance industry since 1978. Headquartered in West Des Moines, Iowa, IMT Software Services offers a comprehensive software product suite to streamline policy processing, billing, claims management, and accounting for small and medium-sized mutuals across the Midwest and beyond.
Request a Demo
Founded in 1884, IMT Insurance Company has a long history in the property and casualty insurance industry. Our deep-rooted understanding of the insurance sector uniquely positions us to offer tailored software solutions for mutual insurance companies. From our early days developing software for Farm Mutual affiliates, we have consistently leveraged our industry experience to build tools that meet the specific needs of mutual insurance carriers.
In 2019, IMT Software Services proudly acquired the talented team at PDSpectrum and renamed the platform Spectrum. Spectrum is a fully integrated, web-based core policy processing platform that supports underwriting, rating, billing, claims management, accounts payable, and general ledger functionalities. Our partnership with PDSpectrum expanded our capabilities, allowing us to serve over 350 carriers across 20 states with the tools they need to compete and thrive in an ever-changing insurance landscape.
We understand that each insurance company is unique, so we offer a highly configurable platform. Spectrum adapts to your business model, whether you’re a mutual, MGA, program administrator, or regional carrier. From property and liability insurance to premium calculations, billing reminders, claims processing, and general ledger management, Spectrum enables you to automate routine tasks, ensuring accuracy and efficiency across all areas of your operation.
Our system is hosted in a secure Tier III data center with full disaster recovery capabilities. It gives you the reliability and scalability of a large insurance company at a price point and service level tailored to your needs. Whether you’re managing small-town policies or large portfolios, Spectrum is available anywhere you have internet access.
IMT Software Services is more than just a software provider; we are your partner in success. We work closely with our mutual insurance customers to provide configurable solutions that support long-term growth and operational efficiency. Whether you’re looking to streamline workflows, enhance policy management, or improve financial reporting, we have the tools to help you succeed.
With over 350 companies relying on our software, we are proud to be the trusted partner for mutual insurance carriers across many states.
With over 40 years of experience in the Farm Mutual insurance industry, we understand the challenges you face. Developed for mutuals, our software is built with your unique needs in mind.
At IMT Software Services, we prioritize customer support. Our dedicated team provides responsive, hands-on support from implementation to ongoing service to ensure smooth operations and system optimization.
Our software platform offers everything your insurance company needs to manage policy administration, claims processing, billing, and more. Spectrum includes essential features such as accounts payable, general ledger, document management, agent quoting, and optional features like electronic payments.
Our solutions are designed for small to mid-sized mutuals offering a competitive edge without the hefty price tag of enterprise-level software.
Let us help you improve the efficiency of your insurance operations.
Reach out to learn more about how Spectrum can transform your policy administration system.
IMT Software Services is a division of IMT Insurance
© 2026 IMT Insurance | Privacy Policy | Terms and Conditions
